Whether your travel for pleasure or business, there are health and safety issues that complicate your next trip. For instance, you could suffer food poisoning on the airplane or get into a bus accident going from the airport to your hotel. Car accidents or defective vehicles could also put your safety at risk. If you are hurt in a car crash or any other type of accident, how can you go about making a claim for compensation?
Seek Medial Attention to Assess Car Accident Injuries
The first thing that you want to do is to seek medical attention from a doctor as soon as possible. If you are involved in a serious crash, an ambulance may take you directly to the hospital for examination. However, if you are involved in a minor accident, it is still a good idea to get checked out as the symptoms of head, neck or back injuries could take days to present themselves.
Get In Touch With the Appropriate Insurance Company
Regardless of why you are traveling, it may be a good idea to have travel insurance to protect yourself while on the road. In most cases, you may also be able to file road accident claims with your own auto insurance policy. This may be true whether you were driving your own car or chose to rent one for your trip.
If you don't have your own vehicle, the rental company may provide you with auto insurance, and you should file a claim with whichever insurance company the rental car provider uses. The Australian government also provides third-party insurance to help pay medical bills.
Those who have insurance from a company outside of Australia may still be covered under their policy. Talking with your insurance agent may allow you to file a claim or at least help you determine what your next steps are if you were hurt in the accident.
Was the Accident Someone Else's Fault?
If the road traffic accident occurred because of the negligence of another party, you are generally entitled to compensation. Negligence occurs even if the actions were not intentional. For instance, the driver who hit you likely didn't intend to hit your vehicle from behind or skid out on a wet road. However, as that person is required to show a duty of care to others, he or she is still responsible for paying car accident compensation.
What Types of Compensation After Car Accident May You Be Entitled To?
There are many different types of compensation that a person may be entitled to after a car accident in Australia. For instance, you may be entitled to payment of medical bills incurred just after the accident as well as future medical bills. You may also be entitled to compensation for any lost future earnings as a result of being unable to work after the crash.
If you were the main income earner in your household, any dependents that you may have had can file claims for loss of support. Other commonly pursued compensation claims include mental distress because of the crash as well as the cost of repairing, modifying or replacing damaged property.
How Is Compensation Determined?
The amount of compensation that a person may be entitled to in an accident case depends largely on the facts of that case. For instance, if you weren't wearing a seatbelt when an accident occurred, that could reduce the amount of any financial award that you may receive. You will also need documentation that shows that your injuries were caused by the crash and how much your medical costs were.
This may come in the form of receipts given to you while in the hospital as well as a note from a medical professional. It is also a good idea to document how much any future medical treatment may cost as well as any proof that you cannot work because of injuries suffered in an accident. Police reports, mental health evaluations and reports from an insurance company may also be helpful.
While a car accident may have a significant impact on your life, there are remedies that may help you move on afterward. In many accident cases, compensation is determined out of court, which helps you get the money that you need in timely manner. However, it may still be worthwhile to hire an attorney or to ask your insurance company to help defend you if possible.